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07 Apr 2025
Chelmsford Property Market – The 18% ‘New Build Premium’
A Chelmsford landlord recently asked me why the brand n…
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With the recent stock market dip sparked by Trump’s new tariffs and fears of a trade war, it’s understandable that some are feeling jittery. Blue-chip indices have taken a hit, and headlines are screaming uncertainty — but when it comes to the UK property market, history tells a more reassuring story.
As this chart shows, while the FTSE 100 has seen plenty of peaks and troughs over the last 40 years, UK house prices have followed a far steadier, upward path. Short-term stock market volatility rarely has a direct impact on house prices. Yes, financial markets can influence interest rates, which in turn affect mortgage affordability — but let’s not forget: we’ve already weathered a near 400% increase in base rates over the past couple of years. And still, property values have held firm.
Of course, bumps in the road are part of the journey. But for Chelmsford homeowners and long-term investors, the message is clear: Chelmsford housing remains a resilient asset. If you’re planning to move, remortgage, or simply sit tight — don’t be spooked by the stock market noise.
The fundamentals of supply, demand, and sentiment in the UK property market remain reassuringly robust.
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