Protecting yourself and your family from scammers

 

We hope you and your family had a lovely Christmas, as different as it may have been this year.  Now as we head into 2021, at Charles David Casson we want to help ensure that you have a safe and secure year.  There has been a significant rise in 2020 of scammers seeking to defraud us from our hard-earned money, and it’s particularly painful when the year was so incredibly tough. Like us, you may have had emails and calls you are not sure of, you may even have had second thoughts about clicking on a link.  Our team have put together some of the scams that their friends and family have reported in a hope that it will ensure that your 2021 is a scam-free one.

Police phone calls

 

What if you received a call from a police officer informing you that there had been unauthorised use of your bank card?  As much as you will want to believe that the ‘officer’ is doing is job and helping you, think again.  Typically the call will begin with the caller saying they are ‘a Sergeant XXXX from a London-based police station’ they will then proceed to tell you not to tell anyone about the call as you may hinder the investigation.

 

 

According to the police, this call is linked to courier fraud where you are encouraged to give your bank details, using which the fraudster will withdraw money from your bank account. They tend to target elderly or vulnerable people, so please let anyone you know who could be a victim that the police would NEVER ask for your bank details or ask you to withdraw money.
DVLA unpaid tax.

The DVLA have recently announced that they have seen scammers becoming more persistent with fake DVLA emails ‘designed to trick motorists’. These emails will look genuine, complete with the correct logos and even hyperlinks but sadly these, again, are designed to take your money. In the first email you will be informed that your “Direct Debit payment of £17.06 has been returned”.

 

 

It will then go on to say that your vehicle therefore “is not taxed” as payment couldn’t be collected.  The second message will ask you to update your profile because “irregularities” were found and to click the update button and complete the form. Phil Morgan, Head of Fraud Policy Investigation at the DVLA warned; “These more recent scams may at first seem legitimate, however, they are designed to trick motorists into providing their personal details. We never ask for bank or credit card details via text message or email, so if you receive something like this, it’s a scam.”

Job search training

 

In 2020, the effects of the pandemic saw thousands of people being furloughed, and sadly others being made redundant.  The number of people out of work has soared and the challenge of finding a new job became significantly more difficult.  Cruelly, this stressful situation has also been a source income from scammers, who have found a way to trick those innocently desperate to find work.

 

 

Not all job adverts are legitimate and Jasmyne recalled how she read in shock the story of a lady who was trying to find work in the care sector.  She saw an advert on a major job site and applied, she then received an email asking her to pay for a DBS check to ensure she had no criminal convictions.  Thinking this must be standard practice for this specific company she thought it was all above board, but then they started hassling her for her bank details.

Thankfully she had a niggling feeling that something wasn’t right and, after talking to some trusted friends, realised she was being scammed. “I thought it was so heart breaking that a person who had lost their job and was no doubt in a vulnerable state was being targeted simply for trying to find work again”, said Jasmyne.

HMRC scams again

 

An old favourite, the HMRC scams are back again as the self-assessment annual tax return deadline on 31 January 202 is approaching.  The HMRC reported in November that within the last 12 months they had received 846,000 referrals of suspicious HMRC contact from the public. Fraudsters use a variety of contact methods to grab your attention, from calls, to emails and texts.

 

 

HMRC’s Interim Director General for Customer Services, Karl Khan, said: “We know that criminals take advantage of the self-assessment deadline to panic customers into sharing their personal or financial details and even paying bogus ‘tax due’. If someone calls, emails or texts claiming to be from HMRC, offering financial help or asking for money, it might be a scam. Please take a moment to think before parting with any private information or money.”

A safe and secure 2021

 

If by highlighting these scams within our Chelmsford community we can protect just one person from falling foul of a fraudster, then this article will have done its job.  Together we can help ensure that we all have a safe and secure 2021.

From the whole team at Charles David Casson, we would like to wish you a happy New Year.

About Neil Baldock

Born and bred in Chelmsford, Neil went to Tyrells and The Boswells School and still lives in Springfield. A former police officer, Neil is an excellent problem solver for our clients. Neil oversees the Lettings, Property Management and Maintenance portfolio here at CDC and is able to offer specialist advice on all aspects of buy to let and property investment in Chelmsford and all areas of Essex. Neil is happy to offer advice to landlords even where the property is not being purchased through our agency and would welcome an informal chat with you regarding your investments. Neil is also well versed in HMO Management as we are one of the only agencies in Chelmsford which has a specialist HMO and rooms to rent department. Neil is Matthews younger brother and has a son named Michael.

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